Where can I find my Scratcher Code?


If your card starts with 5332 48, we are sorry to inform you that the sweepstakes rewards of PayPerks for Direct Express® has ended as of February 1, 2020 and there is no more scratcher claiming. You can still take advantage of the hundreds of PayPerks for Direct Express® education tutorials here.

If your card starts with 5115 63, you will be able to claim your scratcher inside PayPerks for Direct Express® which you will access from directly inside your Direct Express® account. 

You might have been sent a Scratcher in the mail, either as a post card or in the envelope that contained your new prepaid card.

Every PayPerks Scratcher has a Scratcher Code hidden under a silver layer, just like a scratch-and-win ticket! You can scratch away the silver layer with a coin or your fingernail to find your Code. You can enter it after logging in at PayPerks. Follow the instructions here.